Health Insurance Underwriter

Health Insurance Underwriter Location Dalton, GA : Description:

MISSION

Our mission is to enhance well-being by connecting individuals with vital health resources through a compassionate workforce that embodies the spirit of neighbors helping neighbors.

VALUES

HealthOne is guided by a cultural framework that embodies our values and drives our decisions.

As a company our PURPOSE is to care for people by connecting them to resources that help protect them in health related situations. We fulfill our purpose by filtering our decisions through a PRIORITIES lens of asking, “Is what we are about to do ethical, empathetic, economical, and efficient?”. By caring for PEOPLE, we are welcoming, authentic, truthful, consistent, and humble. We are continuously looking for ways to improve our PROCESS and how we get things done.

HealthOne seeks individuals with integrity and heart to embody our values. Whether you're starting your career or looking to develop additional skills to reach your full potential, HealthOne provides the means to help you achieve your goals.

JOB PURPOSE

The Health Insurance Underwriter works independently with various departments including Business Development and Finance to prepare proposals as well as complex and customized quotes for new and renewing group and short term limited duration insurance plans in accordance with Executive Management expectations and Company strategy.

Requirements:

ESSENTIAL JOB DUTIES

• Uses rate models to prepare proposal requests based on the medical risks presented and claims experience
• Works in collaboration with Business Development and Management to determine whether to accept or decline risks in accordance with Company guidelines
• Manages an assigned portfolio of risk and achieves profitability targets for the business measured by loss ratio
• Works closely with account executives, analytics, and utilization management nurses to gather necessary information for quotes to generate product-specific proposals
• Works with Management to establish underwriting policies and guidelines
• Uses underwriting judgement to determine when deviations may be necessary from established guidelines and informs management of these nuances so that further refinement can be made to policies
• Responds to questions from account executives and brokers about quotes and benefits
• Maintains regular and predictable attendance
• Consistently demonstrates compliance with HIPAA regulations, professional conduct, and ethical practice
• Works to encourage and promote Company culture throughout the organization
• Other duties as may be assigned

QUALIFICATIONS

• Bachelor's degree or equivalent required in Business, Finance, Risk Management, Economics, or Mathematics required
• 2+years health insurance or underwriting experience preferred
• Intermediate knowledge level of Excel, SQL and PowerPoint
• Ability to learn quickly and be self-motivated

PHYSICAL REQUIREMENTS

Prolonged periods of sitting at a desk and working on a computer. Moderate to significant amount of stress in meeting deadlines and dealing with day-to-day responsibilities. Must be able to drive a vehicle and daytime/overnight travel as required.

BENEFITS

401K (4% Match, Immediate Vesting)

Accident insurance

Competitive salary

Critical Illness Insurance

Dental Insurance

Employee Assistance Program

Flexible Spending Account

Health & Wellness Program

Health Savings Account

Life & AD&D Insurance

Long Term Disability

Medical Insurance

Paid Time Off

Pet Insurance

Short Term Disability

Vision Insurance

PRE-EMPLOYMENT SCREENING

Drug Screen and Background Check Required

HEALTHONE IS AN EQUAL OPPORTUNITY EMPLOYER

All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, disability, sex, age, ethnic or national origin, marital status, sexual orientation, gender identity or presentation, pregnancy, genetics, veteran status or any other status protected by state or federal law.