At CVS Health, we're building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care.
As the nation's leading health solutions company, we reach millions of Americans through our local presence, digital channels and more than 300,000 purpose-driven colleagues - caring for people where, when and how they choose in a way that is uniquely more connected, more convenient and more compassionate. And we do it all with heart, each and every day.
**Position Summary**
As part of the Stop Loss Center of Excellence, this role will be supporting the Stop Loss Underwriting team. In this role, you will support the organization's ability to achieve its financial and strategic goals through effective underwriting. Identifies and manages risk, focused on stop loss risk, to maximize revenue, membership, and earnings. Performs underwriting analysis and risk assessment for new and/or renewal of large group contracts and accountings. In this role, you will also support the creation and implementation of underwriting tools and processes, identify relevant techniques, procedures, and methodologies to evaluate new and existing programs, and leverage an array of data sources to develop and implement new underwriting procedures and products.
**Required Qualifications**
+ Bachelor's degree or equivalent experience
+ 5+ years of underwriting experience
+ Prior stop/loss UW experience
+ Mastery of problem solving and decision making skills. Manages projects, programs, or processes for the Underwriting Tech Lead area.
+ Collaborates with field sales and account management, reviewing and ensuring timely team completion of complex, high profile underwriting cases, presenting deliverable results to employers, brokers, and consultants.
+ Controls systems and strategies for reviewing teamwork results for accuracy, while also identifying risks to make recommendations for mitigating risk while growing membership portfolio strength.
+ Facilitates advanced functionalities of underwriting tools, systems, and reference materials to produce accurate, detailed quotes to advance policy renewals and customer knowledge and loyalty.
+ Consults the team on training gaps opportunities, recommending appropriate courses of action including training development and delivery, also mentoring less experienced underwriters to develop subject matter-related technical skills.
+ Coaches and trains junior colleagues in techniques, processes, and responsibilities.
+ Knowledge of the competitive landscape.
+ Mastery of growth mindset (agility and developing yourself and others) skills
**Preferred Qualifications**
+ Experience and/or exposure to stop loss rating tools and processes as well as evaluating risk associated with the Stop Loss product.
**Education**
Bachelor's degree or equivalent
**Pay Range**
The typical pay range for this role is:
$75,400.00 - $182,549.00
This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. This position also includes an award target in the company's equity award program.
Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.
**Great benefits for great people**
We take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include:
+ **Affordable medical plan options,** a **401(k) plan** (including matching company contributions), and an **employee stock purchase plan** .
+ **No-cost programs for all colleagues** including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.
+ **Benefit solutions that address the different needs and preferences of our colleagues** including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.
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We anticipate the application window for this opening will close on: 01/30/2026
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.
We are an equal opportunity and affirmative action employer. We do not discriminate in recruiting, hiring, promotion, or any other personnel action based on race, ethnicity, color, national origin, sex/gender, sexual orientation, gender identity or expression, religion, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.