Credit Manager Trainee

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Farmers home Furniture satisfies customers by following three fundamental principles:

• Offer fair prices for quality merchandise
• Provide affordable financing to customers
• Provide outstanding customer service always

Credit Manager responsibilities include but are not limited to:

• Process Credit applications in store or over the telephone
• Accept payments on accounts
• Type and administer sales contracts
• Conducts daily collection calls to customers with payments due or to customers with past due accounts via telephone and home visits as needed
• Approve or decline and issue lines of credit to customers
• Conduct credit investigations
• Contact customers with delinquent accounts and follow proper collection procedures

Physical Requirements & Professional Expectations

• Ability to stand and walk for extended periods during shifts
• Ability to lift, carry, and move merchandise up to 50 pounds
• Comfort working in warehouse and delivery environments as needed
• Must maintain a professional appearance and demeanor that reflects the leadership role
• Reliable transportation and valid driver's license (if required for store support)

Employee Benefits

• Employee Stock Ownership Plan (ESOP) - You're not just an employee—you're an owner
• 401(k) Plan with employer matching
• Group Medical, Dental, and Life Insurance
• Paid Vacation, Sick Leave, and Holidays (including your birthday!)
• Annual Profit-Sharing Bonus Plan
• Employee Purchase Discounts
• Additional voluntary insurance options available

Note: Benefit offerings may vary for positions other than full-time.

About Farmers Home Furniture

Established in 1949, Farmers Home Furniture is one of the top 100 furniture retailers in the U.S. With over 260 store locations throughout the Southeast, we are proud to be employee-owned and operated . As part of an Employee Stock Ownership Plan (ESOP) , our team members don't just work here—they have a stake in our success.

We are guided by our founder's principles of fairness, trust, and outstanding service , and remain committed to delivering quality name-brand merchandise, affordable financing, and exceptional service to the customers and communities we serve.

Experience

Preferred

• 2 year(s): Clerical Experience
• 2 year(s): Payment Collection
• 2 year(s): Customer Service

Education

Required

• High School or better

Skills

Required

• Clerical
• Credit / Collections

Preferred

• Retail Management
• Sales

Behaviors

Preferred

• Leader: Inspires teammates to follow them
• Team Player: Works well as a member of a group
• Enthusiastic: Shows intense and eager enjoyment and interest
• Dedicated: Devoted to a task or purpose with loyalty or integrity

Motivations

Preferred

• Job Security: Inspired to perform well by the knowledge that your job is safe
• Self-Starter: Inspired to perform without outside help
• Growth Opportunities: Inspired to perform well by the chance to take on more responsibility

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.