Jr. Loan Processor

Client located in Peachtree City in need of a Jr. Home Loan Processor. Preferrably two years of experience in this role at another financial institution. Job duties include; Sort and label documents in a mortgage loan file in a paperless loan origination system. • Review mortgage loan disclosures to confirm compliance and initiate re-disclosure if applicable to ensure loan meets various regulatory requirements. • Submit requests for title reports, flood certificates, condominium questionnaires, appraisals, verifications for employment, and verifications of deposit, from third-party vendors. • Communicate expected mortgage application timelines and deadlines with third-party vendors upon ordering documents. • Initiate follow-up of orders from third-party vendors. • Review documentation such as paystubs, tax returns, credit reports, bank statements, title reports, and appraisals for accuracy and initiates corrections if needed. • Maintain contact and coordinates activities between borrowers, agents, attorneys, and Home Loan Specialists/Consultants throughout the mortgage application approval process via email and telephone. • Develop a strong understanding and keep abreast of Fannie Mae and mortgage insurance company guidelines and information related to federal or state mortgage compliance. • Assist the processor with tasks during the processing of home loan applications as needed. • Submit mortgage loan files for underwriting approval and follow up with applicable parties on outstanding loan conditions. • Adverse mortgage loan applications and issue denial and loan cancellation letters, when appropriate. Must also have experience processing residential loans.

salary: $23.78 - $29.73 per hour
shift: First
work hours: 8 AM - 4 PM
education: Bachelors

Responsibilities

Sort and label documents in a mortgage loan file in a paperless loan origination system.

• Review mortgage loan disclosures to confirm compliance and initiate re-disclosure if applicable to ensure loan meets various regulatory requirements.

• Submit requests for title reports, flood certificates, condominium questionnaires, appraisals, verifications for employment, and verifications of deposit, from third-party vendors.

• Communicate expected mortgage application timelines and deadlines with third-party vendors upon ordering documents.

• Initiate follow-up of orders from third-party vendors.

• Review documentation such as paystubs, tax returns, credit reports, bank statements, title reports, and appraisals for accuracy and initiates corrections if needed.

• Maintain contact and coordinates activities between borrowers, agents, attorneys, and Home Loan Specialists/Consultants throughout the mortgage application approval process via email and telephone.

• Develop a strong understanding and keep abreast of Fannie Mae and mortgage insurance company guidelines and information related to federal or state mortgage compliance.

• Assist the processor with tasks during the processing of home loan applications as needed.

• Submit mortgage loan files for underwriting approval and follow up with applicable parties on outstanding loan conditions.

• Adverse mortgage loan applications and issue denial and loan cancellation letters, when appropriate.

The essential functions of this role include:

• working in a smoke free environment

Skills

• Loan Processing
• Loan Review
• Mortgage Credit/Collections
• Mortgage Lending
• Microsoft Word
• fannie mae (2 years of experience is preferred)
• FHA (2 years of experience is preferred)
• VA (1 year of experience is preferred)

Qualifications

• Years of experience: 2 years
• Experience level: Experienced

Randstad is a world leader in matching great people with great companies. Our experienced agents will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temporary-to-permanent or permanent opportunities, no one works harder for you than Randstad.

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Randstad, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact [email protected].

Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Randstad offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).

This posting is open for thirty (30) days.