Market President / Commercial Lender Athens
- Plan department or bank activities and meetings to discuss objectives, strategies, budgeting, and development of policies and procedures.
- Supervise employees, including through developing performance standards and objectives, measuring results, taking corrective action, and rewarding employees as is appropriate.
- Establish and maintain marketing objectives of the area serviced.
- Provide financial advice and counsel on investments to potential and existing customers.
- Identify and pursue potential sources of business.
- Call on customers to develop new business and cross-sell services.
- Engage in business development and community involvement activities to enhance public awareness of the bank and seek new business.
- Manage client relationships.
- Prepare loan documentation.
- Manage loan portfolio and ensure credit quality of the portfolio.
- Set pricing and terms for loan products sold.
- Evaluate loan requests and customer financial condition.
- Approve or decline credit requests within approved lending limits, submit requests to Loan Committee for approval.
- Assist in collections efforts as needed.
- Provide operational and managerial support to the lending team.
- Ensure regional branches are in compliance with established federal, state, and bank policies and procedures.
- Assure audit compliance and procedure quality control and initiate corrective actions for violation.
- Bachelor’s degree (BA) or equivalent from a 4-year college or university; 5 years related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a banking or lending background, specifically in a managerial position. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
- Advanced experience, knowledge, and/or training in branch management, lending, loan processing, banking, accounting, financial analysis, credit analysis, and related areas.
- Advanced knowledge of related state and federal lending and compliance regulations, and other bank lending policies and financial laws and regulations.
- Proven ability to develop marketing and business development skills with customers.
- Intermediate knowledge of branch operation procedures, bank products, and services.
- Advanced knowledge of human resources and labor laws and policies.
- Current Georgia driver’s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
- Excellent organizational and time management skills; demonstrated ability in organization and delegation skills.
- Intermediate computer skills, including familiarity with computer operation, typing, word processors, spreadsheet programs, and specialty software programs.
- Advanced math skills, including ability to calculate interest, commissions, proportions, and percentages; balance accounts; locate routine mathematical errors; compute rate, ratio, and percent; drafting and interpretation of bar graphs; and other non-listed basic mathematical skills.
- Exceptional verbal, written and interpersonal communication skills with the ability to write reports, correspondence, and procedures and speak clearly to customers and employees.
- Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
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