Head of Liability Underwriting

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At ARU, we do things differently.

For over a decade, we’ve built a high-performing, solutions-driven culture rooted in continuous improvement and a willingness to run toward hard-to-underwrite risks . We thrive in complex, demanding markets because we approach every problem with curiosity, creativity, and a determination to find a way forward.

When you join ARU, you become part of a team that looks for opportunities where others see obstacles. We identify gaps in the marketplace and design tailored solutions that meet real, evolving needs. Our ability to adapt, diversify, and innovate is what sets us apart—and what drives our continued growth.

If you’re energized by solving tough problems, thinking differently, and making a meaningful
impact, you’ll fit right in.

OPPORTUNITY KNOCKS:

We are currently seeking an experienced Head of Liability Underwriting to lead the launch of our next product line within the non-admitted Agricultural and Commercial Liability market.

WHAT WILL YOU DO?

You will define and execute the technical underwriting framework for the product, spearhead a wholesale broker distribution strategy, and serve as ARU’s lead subject-matter expert across all aspects of the line of business.

Designed to evolve, your role begins as a hands-on individual contributor role with full ownership, growing into a team leadership role as the portfolio grows.

You will be both strategic and execution-oriented, building infrastructure, driving disciplined underwriting, and scaling a high-performing team.

Duties:

• Use technical underwriting experience and product knowledge to contribute to ARU’s Commercial Liability launch, from risks specific to agricultural operations to adjacent commercial operations.
• Grow the portfolio through transaction-level wholesale-broker interactions and a strong understanding of policyholder buying priorities, as well as continuous internal collaboration and coordination.
• Analyze risk information to make informed decisions on coverage, pricing, and terms.
• Negotiate with brokers to bind deals on in-appetite business.
• Ensure proper documentation of underwriting files and compliance with underwriting guidelines and any applicable regulatory requirements.
• Maintain updated awareness of industry trends, regulatory changes, and market conditions.
• Provide world-class service to brokers and other internal/external stakeholders.
• Facilitate regular communication and collaboration among Underwriting, Loss Control, and SureStead claims team, ensuring all three align and assess risk best.
• Work as part of ARU’s senior leadership team on overall portfolio management, taking on special projects from time to time.
• Build, lead, and coach a high-performing underwriting team as the portfolio grows.
• Perform other duties as assigned. ​

WHAT YOU NEED TO BE SUCCESSFUL:

• Bachelor’s degree from an accredited 4-year college or university; preferably in Business, Economics, Risk Management, or a related field. An advanced degree, such as an MBA or JD, is an added benefit.
• 10 years of Liability underwriting experience, with specific experience in Agriculture or other related product lines.
• Daily display of disciplined execution and an entrepreneurial mindset are top attributes for success.
• Knowledge of managing profitable portfolios, including setting terms, conditions, and pricing necessary to maintain a competitive footing in the market while also driving underwriting discipline at an account level.
• Understanding of profit and loss management for a liability line of business is critical, including knowledge around expense management, loss development, and the financial impact of operational efficiencies.
• Professional designations, while not required, are highly desired.
• Commitment and contribution to upholding our successful remote office environment. ​

WHY ARU?

Work alongside top-tier professionals in a highly collaborative environment where excellence is more than a word - it's our mindset. At ARU, we challenge each other to think bigger, move faster, and continuously improve. We win together!

ARU’s Unique Remote Office Environment

• ARU has succeeded in building a one-of-a-kind remote office environment, giving our employees around the country the ability to “step into” any colleague’s office through our smart use of technology, and a culture that weaves constant interaction with others into our daily work.
• We believe that some of the busiest people working in traditional offices are not productive.
• We don’t buy into the notion that cubicles and office life are the secret to collaboration- people and culture are.

Financial Benefits

• Competitive Salary with an annual bonus opportunity
• Disability Coverage(s)
• Life Insurance
• Immediately vested Company-matched 401(k)

Health & Wellness

• 100% Company-Paid Employee Health Insurance
• Health Savings Account (HSA)
• Dependent Care Flexible Spending Account
• Telehealth Services
• Employee Assistance Program (EAP)
• Dental & Vision Offerings
• Pet Insurance
• Wellness Discounts

Time Off & Support

• Generous Paid Time Off
• Company Holidays
• Leaves

Growth & Development Opportunities

• Internal Growth
• Professional Development Reimbursement

ARU is an Equal Opportunity Employer .
​​​​​​​This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States on a full-time basis without the need for current or future sponsorship. ​
For application assistance, please contact [email protected]