Remote Mortgage Underwriter - FHA/VA & Compliance

Mortgage Underwriter - Multiple Openings

We are seeking experienced Mortgage Underwriters to support loan processing for broker clients. This role is critical in evaluating loan applications, ensuring compliance, and delivering highquality underwriting decisions. Ideal candidates are detailoriented professionals looking for a longterm opportunity.

Responsibilities

• Review and underwrite loan files for FHA, VA, and conventional products
• Conduct detailed credit reviews and risk assessments
• Underwrite 2-3 initial files daily and 6-8 final approval files (volumedependent)
• Collaborate with loan structure and income teams to finalize approvals
• Ensure all loans meet investor, federal, state, and agency guidelines
• Review mortgage applications and supporting documentation for accuracy
• Work with clients to resolve outstanding issues and prepare complete files
• Approve or deny loans in a timely and compliant manner

Required Skills and Qualifications

• 3+ years of mortgage underwriting experience
• Strong knowledge of FHA, HUD, VA, VA IRRRL, VA SAR, and TrumsID Registration
• Proficiency with automated underwriting systems
• Understanding of mortgage regulations, including HMDA
• Experience with Encompass and Excel preferred
• Must meet minimum assessment score requirements
• Loss mitigation or servicing underwriting backgrounds are not eligible

Job Type & Location

This is a Contract to Hire position based out of Atlanta, Georgia.

Pay and Benefits

The pay range for this position is $31.25 - $31.25/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type: This is a fully remote position.

Application Deadline: This position is anticipated to close on Apr 29, 2026.