Credit Analyst II

First Horizon Bank
Atlanta, GA
**Description** **Summary** Responsible for evaluating and approving or rejecting loan applications based on established criteria. Handles smaller and less complex loans. **Essential Duties and Responsibilities** + Receive credit requests and make approve/decline decisions within established policy, guidelines, and turnaround times. + Underwrite real estate related credit requests. + Document decisions properly and completely with particular diligence given to explanations of overrides or variances, to include a narrative to explain credit decisions. + Provide a high level of customer service to the originators of loan requests to include the communication of credit decisions and answering questions. + Works with the loan administration and client specialists to manage delinquencies on loans; + Reports troublesome loans to the senior credit officer and commercial line manager on a timely basis. + Ensures that the systems of record are accurate for the loans being administered; ensures that management information is reported timely and accurately. + Obtains satisfactory loan reviews and ensures that regular audits are performed. **Qualifications** + College degree in related field + 4-8 years of relevant experience and/or training preferred. **Computer and Office Equipment Skills** Microsoft Office Suite Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights ( notice from the Department of Labor.
Posted 2025-11-20

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